counseling services

counseling resources

Homeownership Preservation Foundation Foreclosure Hotline
888-995-HOPE
24 hours day/ 7 days week

Hampton Redvelopment and Housing Authority Credit Counseling Program

VIDA Program

Need to talk to a housing counselor?
No problem. Just click here to get in touch with one today.

jen nieves' story

During her morning drive to work one day, Jen Nieves heard a commercial on the radio advertising CHP homebuyer education classes. At the time, Jen was a prospective home buyer but had some difficulty finding reliable information about the home buying process. She found out about HomeWorks of Virginia, and began attending homebuyer education classes. On March 15, 2005, Jen closed on her first home. As a home-renovation business owner, Jen constantly worked with home owners. Now, she too owned her own home.

"When you own your home, you become more involved in the community. You are concerned with building relationships and strengthening communities."
-Jen Nieves

redefining affordable housing
through homeownership

It's not easy buying a first home. For many the process is a mystery and the details of homeownership are unknowns. At HomeWorks of Virginia, it is our goal to educate clients and help them become more knowledgeable and feel more at ease during the home buying process. In order to help people with low to moderate income move into homeownership, we offer extensive counseling services:

Homeownership Counseling
Financial Counseling
Credit Counseling

homeownership counseling

Realizing the dream of homeownership is a source of pride and accomplishment. Unfortunately credit and personal finances can
sometimes become obstacles in the road to homeownership.
HomeWorks provides free homeownership consultation/counseling
services for all first time homebuyers. During each consultation or counseling session a certified counselor will analyze the client’s:

Credit History	Income
Assets	Program Eligibility

With the assistance of a counselor a detailed action plan is designed addressing any credit problems and budgeting issues. This plan serves as a blue print for the client to follow in order to achieve the “mortgage ready” status.

financial counseling

Finances encompass every aspect of our lives, yet personal financial
management is generally not a part of our education. HomeWorks’ free
financial counseling can help you learn how to :

Solve Financial Problems	Set Financial Goals
Budget Cash Flow	Keep Records
Manage Debt

credit counseling

HomeWorks offers FREE credit counseling. During these sessions, you can learn how to correct credit issues and how good credit can save hundreds of dollars. Call 757.425.623, ext. 11 to schedule an appointment.